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The ins and outs of 0% car loans

The Qashqai is the standout car on this list from Nissan, as it's one of the most popular new cars in the UK. It's a reasonable all-rounder, offers a raised driving position and is relatively affordable, with clever semi-autonomous safety tech fitted to some models. In some cases going for a 5. If in doubt, ask for like-for-like quotes for both options and you'll see which one provides the lower monthly payments.

Not all Peugeot finance deals offer good value, though, so it's particularly important to shop around to make sure you're getting a good deal. Build a new Peugeot. The Megane looks the pick of the bunch, especially in spicy hot R. S flavour. If in doubt, get like-for-like quotes on the car - for the same type of finance with identical deposit, contract length and mileage allowance - and see which offers the lowest monthly payments.

Build a new Renault. Seat regularly offers attractive finance deals on much of its range. The Skoda Fabia remains one of the best value cars on the market. Since the Fabia's cash prices are low and no interest is charged here, it's extremely hard to say no to this kind of value.

It may not sell in such high numbers, but the Vitara is a smart choice. As always, get like-for-like finance quotes to see which option gives you the lowest monthly payments. In most cases you can combine the finance offer with additional discounts, which are displayed when you configure any car. As some new Vauxhalls often don't hold their value as well as alternatives - which increases your monthly payments on PCP finance, because the car you hand back at the end of the contract is less valuable - it's important to shop around, getting like-for-like quotes on rival cars to see which offers you the lowest monthly payments.

On the flipside, getting a PCP deal on a used Vauxhall can prove particularly good value, as the used cash price is often quite low, meaning you're borrowing less money in the first place, so your monthly payments are low.

Make informed decisions with the FT

Build a new Vauxhall. However, at the other end of the range, the large Touareg SUV is available with interest-free credit. This makes this luxurious off-roader incredibly good value to finance considering its high cash prices. Build a new Volkswagen. This makes it fantastic value to finance - especially compared with pricey rivals from Audi, BMW and Mercedes. So, even if you think a new S90 might be out of reach, it's worth getting a finance quote to check, as it is extremely good value on PCP finance, with particularly low monthly payments compared with the cash price of the car.


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BuyaCar team Oct 17, See related. Car leasing, no deposit. New cars with no-deposit finance. Car deals with PCP finance. Used Alfa Romeo deals.

Best interest free deals on new cars

Citroen C3. Used Citroen deals. Build a new Fiat. Used Fiat deals. Build a new Ford.

Ford deals. Build a new Honda. Used Honda deals. Contact your Dealer for further details, including details of if and how the offer may be combined with other offers. This offer may be varied or withdrawn at any time.

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With Solutions Personal Contract Plan. Indemnities may be required. Not available in conjunction with any other offer and may be withdrawn at any time. Excess mileage at 4p per mile and damage charges may apply. Subject to status and availability.

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